Terms, Conditions, Notices and resourcess

The eFacto.in World Wide Web (the "Site") is owned and operated by BNG Infotech ("BNG Infotech," "we," or "us"). The terms, conditions, notices and resourcess set forth herein (the "Terms of Use") govern your use of the http://www.efacto.in and are legally binding on you. Your use of the site shall be deemed to be your agreement to abide by each of the terms set forth below, including any modifications that we may make. We may modify these terms at any time and from time to time without notice to you by posting revised terms herein. Areas of the Site may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to your use of that area of the Site.

Limited License for Use of Site Content

The information, pictures, graphics, and other content on the Site ("Site Content") are owned by BNG Infotech or its suppliers and are protected by copyright laws throughout the world. Subject to the Terms of Use, BNG Infotech hereby grants you a limited, revocable, non-exclusive license to view, copy and print documents and graphics in the Site Content subject to the following: (a) the Site Content may be used solely for personal, informational, non-commercial purposes; and (b) the Site Content may not be modified or altered in any way. No other use of the information is authorized. No guarantee is given that the information in this website is accurate and up to date.. You may not otherwise use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit, modify, adapt, or distribute any Site Content in whole or in part without the express authorization of BNG Infotech. Except as specified above, nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, trademark or copyright of BNG Infotech or any third party. BNG Infotech and its suppliers reserve all rights, title and interest in and to the Site Content not granted in these Terms of Use.

Additional Restrictions on Use

You agree not to: (a) interfere with or disrupt the Site or servers or networks connected to the Site, or disobey any requirements, procedures, policies, or regulations of networks connected to the Site; (b) reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes, any Site Content or portion of the Site; or (c) "hack, "crack," or otherwise attempt to circumvent any copy protection, access control, or license-enforcement mechanisms associated with or related to the Site or Site Content. Without our prior written permission, you may not: (i) allow, enable, or otherwise support the transmission of unsolicited commercial advertising or solicitations via e-mail (spam); (ii) use any high volume, automated, or electronic means (including without limitation robots, spiders, scripts, or other automatic device) to access the Site or monitor or copy our web pages or the Site Content; (iii) deep-link to the Site for any purpose; or (iv) frame the Site, place pop-up windows over its pages, or otherwise affect the display of its pages.

Intellectual Property Rights

All Contents of this Site, including case studies, graphics, icons and overall appearance of the website, are the sole and exclusive property of BNG Infotech or their respective owners. All materials posted on this Site including the newsletter, articles, video clips and any other information, regardless of the form, is and shall remain the copyright of BNG Infotech. You are not entitled to copy, reproduce, retransmit, distribute, publish or commercially exploit or otherwise transfer any copyrighted material.


Any software that is made available to download from the Site is the copyrighted work of BNG Infotech or other indicated third parties ("Software"). The Software is licensed not sold and is subject to the BNG Infotech Software License Agreement which accompanies the Software. You must accept the Software License Agreement to install or use the Software.

Some Software on the Site may be designated as originating from third parties, including shareware, freeware and other software made available to you via FTP download ("Third Party Software"). BNG Infotech has no responsibility to you for Third Party Software. Third Party Software may be subject to license agreements and other terms and conditions of such third parties that accompany the Third Party Software, which you agree to abide by. BNG Infotech makes Third Party Software available to you AS IS without warranty of any kind, and BNG Infotech hereby disclaims all implied warranties, including the implied warranties of merchantability and fitness for a particular purpose. BNG Infotech will not be liable to you for any direct, consequential, incidental, exemplary or other damages of any kind relating to the Third Party Software. BNG Infotech has no obligation to provide support, maintenance or other services in connection with Third Party Software.

Submissions; Mailings

By uploading, emailing, posting, publishing or otherwise transmitting any content to BNG Infotech, you automatically grant (or warrant that the owner of such rights has expressly granted) BNG Infotech a perpetual, royalty-free, irrevocable, nonexclusive right and license to use, reproduce, modify, adapt, publish, transmit and distribute such content in any form, medium, or technology now known or later developed. In addition, you warrant (or warrant on behalf of the owner of such rights) that all moral rights in the content have been waived.

By indicating you want to be placed on the BNG Infotech mailing list, you are consenting to receive emails from us about our products, services, and other news. These Terms of Use will apply to all such emails, and such emails will be considered part of the Site Content.

You are responsible for maintaining the confidentiality of any password you are given to access the Site, and are fully responsible for all activities that occur under your password. You agree to notify BNG Infotech immediately of any unauthorized use of your passwords.

Changes; Third Party Web Sites, Content, Products and Services

BNG Infotech reserves the right to change or discontinue the Site or any Site Content at any time, with or without notice, and you agree that we will not be liable to you for any such modification, suspension, or discontinuation. The Site may include hyperlinks to web sites not controlled by BNG Infotech, and access to content, products and services from third parties. BNG Infotech is not responsible for the availability of, and any content on those web sites to which it provides links. BNG Infotech provides these links merely as a convenience and the inclusion of such links does not imply an endorsement representation or warranty by BNG Infotech of such websites, the contents of the websites, the products or services of the websites or the operators of the websites. You agree that BNG Infotech is not responsible for third party content accessible through the Site, including opinions, advice, statements and advertisements, and understand that you bear all risks associated with the use of such content and that BNG Infotech is not responsible for any loss or damage of any sort you may incur from dealing with any such third party.


Except where expressly provided otherwise, the site, and all content, materials, information, software, products and services provided on the site, are provided on an "as is" and "as available" basis. Use of the Site and its contents are at your sole risk. The website and its contents are provided without any representations, endorsements, or warranties of any kind whatsoever, either expressed or implied, including, but not limited to, any warranties of title or accuracy and any implied warranties of merchantability, fitness for a particular purpose, or non-infringement, with the sole exception of warranties (if any) which cannot be expressly excluded under applicable law.. BNG Infotech makes no warranty that: (a) the site will meet your requirements; (b) the site will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the site or any services offered through the site will be accurate or reliable; or (d) the quality of any products, services, information, or other material purchased or obtained by you through the site will meet your expectations.

Any content accessed, downloaded or otherwise obtained on or through the use of the site is used at your own discretion and risk. BNG Infotech shall have no responsibility for any damage to your computer system or loss of data that results from the download or use of content.

BNG Infotech disclaims any and all warranties, including without limitation any warranties concerning the availability, quality, accuracy or content of information in the video clips, advice and other services.

Exact offerings, features, benefits, etc. may vary in Standard and Enterprise editions and for customers based on their individual requirements.

Through this website if you are able to link to other websites it is clarified that we have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Survey results presented on this website are based on the data collected from the clients. This information is presented without any warranty, express or implied. BNG Infotech assumes no liability for loss or damage as a result of errors or omissions in the information presented here, or for damages resulting from use or misuse of data. Persons or entities using these survey results shall do so at their own risk.

Data Protection

Any personal information submitted via this website, whether by email or other means, will be used solely by BNG Infotech and will not be disclosed to any third parties. If you wish to view, amend or delete your personal data please contact us.

Limitation of Liability

In no event shall BNG Infotech or its suppliers be liable for any direct, indirect, incidental, special or consequential damages, or damages for loss of profits, revenue, data or use, incurred by you whether in an action in contract or tort, arising from your access to, or use of, the site, whether or not BNG Infotech has been advised of the possibility.

Some jurisdictions do not allow the limitation or exclusion of liability. Accordingly, some of the above limitations may not apply to you. To the extent such limitations do not apply, the scope and duration of any warranty and the extent of our liability shall be the minimum permitted under applicable law.

Privacy Policy
BNG Infotech's Privacy Policy is at and is incorporated by reference herein
Export Restrictions/Legal Compliance

You may not access, download, use or export the Site, or the Site Content, software, products or services provided on the Site in violation of U.S. export laws or regulations, or in violation of any other applicable laws or regulations. You agree to comply with all export laws and restrictions and regulations of any United States or foreign agency or authority, and not to directly or indirectly provide or otherwise make available the services and products of BNG Infotech in violation of any such restrictions, laws or regulations, or without all necessary approvals. As applicable, you shall obtain and bear all expenses relating to any necessary licenses and/or exemptions with respect to your own use of the services of BNG Infotech outside the U.S. Neither the services of BNG Infotech nor the underlying information or technology may be downloaded or otherwise provided or made available, either directly or indirectly, (i) into any country subject to U.S. trade sanctions, to individuals or entities controlled by such countries, or to nationals or residents of such countries other than nationals who are lawfully admitted permanent residents of countries not subject to such sanctions; or (ii) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals and Blocked Persons or the U.S. Commerce Department's Table of Denial Orders. By agreeing to these Terms of Use, you agree to the foregoing and represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list


You agree to indemnify, defend, and hold harmless BNG Infotech, its officers, directors, partners, employees, consultants, and agents, from and against any third party claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees and court costs) that such parties may incur as a result of or arising from (a) violation of these Terms of Use; or (b) any viruses, trojan horses, worms, time bombs, cancelbots, spyware, or other similar harmful programming routines input by you into the Site.

Forward-Looking Statements

Some of the information contained on the Site may contain projections or other forward-looking, which include but not limited to statements regarding BNG Infotech's future financial performance. These forward-looking statements are subject to risks and uncertainties, and actual results could differ materially due to several factors, including but not limited to the success of BNG Infotech's research and development efforts to develop new products and to penetrate new markets, the market acceptance of BNG Infotech's new products and updates, technical risks related to such products and updates, BNG Infotech's ability to maintain market share for its existing products, the availability of adequate liquidity and other risks and uncertainties. All forward-looking statements are made as of the date hereof and BNG Infotech disclaims any responsibility to update or revise any forward-looking statement provided in the news release.

Applicable Law

This site is created and controlled by BNG Infotech in India. The laws of India will govern this Terms of Use without giving effect to any principles of conflicts of laws. You also agree to comply with all laws from the country in which you reside that are applicable to the transmission of data on the Internet. BNG Infotech makes no representation that materials on the Site are appropriate or available for use in other locations. Those who choose to access this Site from other locations shall do so on their own initiative and are responsible for compliance with local laws.


No waiver by BNG Infotech of any right under or term or provision of these terms and conditions will be deemed a waiver of any other right, term, or provision of these terms and conditions at that time or a waiver of that or any other right, term, or provision of these terms and conditions at any other time.


The Terms of Use constitute the entire and exclusive and final statement of the agreement between you and BNG Infotech with respect to the subject matter hereof, and govern your use of the Site, superseding any prior agreements or negotiations between you and BNG Infotech with respect to the subject matter hereof. Our failure to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision. If any provision of the Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and that the other provisions of the Terms of Use remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the site or the terms of use must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the Terms of Service are for convenience only and have no legal or contractual effect.

Copyright/Trademark Information

Copyright © 2015 BNG Infotech Private Limited. All rights reserved.

The trademarks, logos and service marks ("Marks") LOZICS and EFACTO displayed on the Site are the property of BNG Infotech. Other trademarks or logos are property of respective companies or parties.You are not permitted to use these Marks without the prior written consent of BNG Infotech or such third party which may own the Mark. Section titles in this Web Site Terms are for convenience only and have no legal or contractual effect. Contact Information

Some Images are downloaded or used from Pixabay and Flaticons

If you have any questions regarding these Terms of Use, please contact BNG Infotech here contact@BNG Infotech